Debt service ratio
Total principal and interest payments as a share of household disposable income.
Quarterly, delayed Observed 2026 Q2 · aging · retrieved 2026-10-25 · Source: Statistics Canada · Not a live quote.
Debt service ratio over time
Quarterly observations. Use the period buttons to change the range; the table beneath the chart lists the values.
Debt service ratio
%.
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Latest values: Debt service ratio 14.52 (2026 Q2).
What this indicator is and why it is watched
What it measures
Total principal and interest payments as a share of household disposable income.
Why it is watched
It shows how much of income goes to servicing debt, which depends on both debt levels and interest rates.
How it connects to the wider economy
Context, not a claim of cause.
It is a national aggregate; individual households differ widely.
Northline describes relationships as documented mechanisms, statistical associations or hypotheses. Nothing on this page states that a movement in this indicator caused a movement in another.
How the data are produced
- Publisher
- Statistics Canada
- Dataset
- 11-10-0065-01
- Frequency
- Quarterly
- Unit
- %
- Observations
- 146 (long history)
- Retrieved
- 2026-10-25
- Series id
ca47_dsr
Quarterly, Statistics Canada.
Adapted from Statistics Canada, Debt service indicators of households, national balance sheet accounts, Table 11-10-0065-01. This does not constitute an endorsement by Statistics Canada.
Licence conditions: attribution required.
Missing observations are left missing and are never interpolated. Statistical agencies can revise published values; the observation date and retrieval date above identify the version shown. Methodology and sources.
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Open Debt service ratio in Studio
In Studio, the Scenarios tab can ask a what-if question about this indicator. Scenario Intelligence applies its usual checks: when there is too little history, the series are not comparable or the relationship is not stable, it reports “not enough evidence” rather than a number.