Household credit market debt to disposable income
Household credit-market debt as a share of disposable income.
Quarterly, delayed Observed 2026 Q2 · aging · retrieved 2026-10-23 · Source: Statistics Canada · Not a live quote.
Household credit market debt to disposable income over time
Quarterly observations. Use the period buttons to change the range; the table beneath the chart lists the values.
Household credit market debt to disposable income
%.
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Latest values: Household credit market debt to disposable income 176.4 (2026 Q2).
Related relationships: Household mortgage debt-servicing costs
What this indicator is and why it is watched
What it measures
Household credit-market debt as a share of disposable income.
Why it is watched
A broad measure of household leverage.
How it connects to the wider economy
Context, not a claim of cause.
It rises when debt grows faster than income.
Northline describes relationships as documented mechanisms, statistical associations or hypotheses. Nothing on this page states that a movement in this indicator caused a movement in another.
How the data are produced
- Publisher
- Statistics Canada
- Dataset
- 38-10-0238-01
- Frequency
- Quarterly
- Unit
- %
- Observations
- 146 (long history)
- Retrieved
- 2026-10-23
- Series id
ca09_hh_debt_income_q
Quarterly, Statistics Canada national balance sheet accounts.
Adapted from Statistics Canada, Household sector credit market summary table, seasonally adjusted estimates, Table 38-10-0238-01. This does not constitute an endorsement by Statistics Canada.
Licence conditions: attribution required.
Missing observations are left missing and are never interpolated. Statistical agencies can revise published values; the observation date and retrieval date above identify the version shown. Methodology and sources.
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